What does this calculator compare?

It compares specializing vs staying a general dentist by projecting earnings and costs—tuition, living expenses, program length, lost income, savings, and debt—to estimate break-even, total investment, 10-year ROI, and lifetime earnings difference.

Does it work for all dental specialties?

Yes. Enter your specialty (e.g., Orthodontics, Endodontics, Periodontics, Prosthodontics, Pediatric Dentistry, Oral Surgery) and program details for tailored results.

Is it valid for both the US and Canada?

Yes—enter values in USD or CAD. The calculation logic is currency-agnostic and supports both countries.

What is the break-even point?

It’s when your cumulative specialist earnings exceed the cumulative earnings of remaining a general dentist after accounting for program costs and lost income.

Compare DDS vs Specialist Career Earnings

Dental specialization vs general practice

Dental Specialization ROI Calculator

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Current Annual Income (DDS)

Years in Practice

Current Student Loan Debt

Current Savings/Investments

Desired Specialty

Program Duration (Years)

Annual Tuition Cost

Annual Living Expenses During Program

Expected Starting Specialist Income

Future Specialty Practice Location

Practice Type

Compare DDS vs Specialist Career Earnings

Dental specialization vs general practice

Break-even Point

Total Investment Required

10-Year ROI

Lifetime Earnings Difference