Dental Cost Estimator Ontario (2026)
See what a filling, root canal or denture may cost in Ontario with CDCP, ODSP, Healthy Smiles Ontario, the Seniors program, private insurance or no coverage. Free, takes about 30 seconds, and nothing you enter is stored.
Updated November 2026CDCP · ODSP · Healthy Smiles · SeniorsSources shown
Quick answer: in Ontario, a one-surface filling is typically about $214 to $257 without coverage, and about $50 to $57 under Healthy Smiles Ontario for eligible children. With the CDCP you pay 0% to 60% of the CDCP fee depending on income, plus anything your dentist charges above it.
Ontario dental programs at a glance
Federal
Canadian Dental Care Plan (CDCP)
Who: no private dental insurance and family income under $90,000.
You pay: 0%, 40% or 60% of the CDCP fee by income, plus anything your dentist charges above it.
Where: private dentists who accept CDCP.
Ontario · Kids
Healthy Smiles Ontario
Who: ages 17 and under in lower-income families, or on ODSP or Ontario Works.
You pay: $0 for covered services.
Where: dentists who accept Healthy Smiles.
Ontario · Seniors
Seniors Dental Care Program
Who: age 65+, income up to $25,480 (single) or $42,290 (couple), no other dental benefits.
You pay: $0, except $50 per denture.
Where: your local public health unit.
Ontario · ODSP
ODSP dental benefits
Who: ODSP recipients and their spouse.
You pay: basic dental services are covered.
Where: dentists who accept ODSP.
Frequently asked questions
Who qualifies for the Canadian Dental Care Plan (CDCP) in Ontario?
You generally qualify if you do not have access to private dental insurance, your adjusted family net income is under $90,000, and you file your taxes each year. You must apply and renew every year. Rules can change, so confirm on the official Government of Canada CDCP page.
How much will I pay with the CDCP?
Reported co-payments are 0% of the CDCP fee if family income is under $70,000, 40% from $70,000 to $79,999, and 60% from $80,000 to $89,999. You can also owe the difference if your dentist charges more than the CDCP fee.
Does Ontario have free dental care for children?
Healthy Smiles Ontario covers children 17 and under in lower-income families, for example a family net income of $29,065 or less for one child as of July 1, 2026. Children on ODSP or Ontario Works are enrolled automatically. Cosmetic work and implants are not covered.
What dental care is available to low-income seniors in Ontario?
The Ontario Seniors Dental Care Program covers people 65 and older with an annual net income of $25,480 or less (single) or $42,290 or less (couple) who have no other dental benefits. Services are mostly free, dentures have a $50 co-pay each, and care is arranged through your local public health unit.
Can I use the CDCP and the Ontario Seniors Dental Care Program together?
Seniors can apply for both, but the two programs do not pay the same bill. You choose which one to use for a given treatment.
Does ODSP cover dental care?
Yes. ODSP covers basic dental services for the recipient and spouse, plus extra services if a disability or prescribed medication affects oral health. Show your ODSP statement or ID and confirm the clinic accepts ODSP before booking.
Is the Ontario Dental Association fee guide what my dentist must charge?
No. The ODA Suggested Fee Guide is a suggestion. Dentists set their own fees, so prices differ between clinics. Ask for a written estimate before treatment.
How we get these numbers. Healthy Smiles Ontario fees come from the Ministry of Health schedule. Typical Ontario fees are clinic-reported 2026 amounts that cite the ODA Suggested Fee Guide, so clinics differ. We update the data yearly.
See sources and methodology
• Healthy Smiles Ontario fees: Ontario Ministry of Health, Schedule of Dental Services and Fees for Dentist Providers (cover: effective January 1, 2016, updated 2025), general practitioner column.
• Program rules: Healthy Smiles Ontario, Seniors dental care, ODSP (ontario.ca).
• CDCP and seniors comparison: public health unit comparison chart.
• Typical fees: clinic-reported 2026 ODA suggested fees. The ODA guide is members-only, so these are not checked against it.
• The last verified date is shown under the estimator.
• Program rules: Healthy Smiles Ontario, Seniors dental care, ODSP (ontario.ca).
• CDCP and seniors comparison: public health unit comparison chart.
• Typical fees: clinic-reported 2026 ODA suggested fees. The ODA guide is members-only, so these are not checked against it.
• The last verified date is shown under the estimator.
These figures are estimates for general information only. They are not a quote, a guarantee of coverage, or medical, insurance or financial advice. Dental fees are suggested, not fixed, and vary by clinic, region and your specific treatment. Government program rules, eligibility and coverage change. Always confirm costs and coverage with your dental office and your plan before treatment. See our full disclaimer. Full disclaimer